Jun Hsieh, a 38-year-old widowed mother of three children (ages 12, 10, and 4), works as a product analyst

10 answers
Question:

Jun Hsieh, a 38-year-old widowed mother of three children (ages 12, 10, and 4), works as a product analyst for Panama Hats. Although she’s covered by a group life insurance policy at work, she feels, based on some rough calculations, that she needs additional protection. Phil Griffin, an insurance agent from Safety First Insurance, has been trying to persuade Jun to buy a $150,000, 25-year, limited payment whole life policy. However, Jun favors a variable life policy. To further complicate matters, Jun’s father feels that term life insurance is more suitable to the needs of her young family. Requried:
a. What are the major advantages and disadvantages of each type of policy?
b. In what way is a whole life policy superior to either a variable life or term life policy? In what way is a variable life policy superior? How about term life insurance?
c. Given the limited information in the case, which type of policy would you recommend for Ms. Hsieh? Defend and explain your recommendations.

Answers

It organization structure an advantage. Disadvantage is employees are responsible for the project team.

Explanation:

One advantage of the matrix organizational structure is that people across different functional areas have a better understanding of their coworkers in other areas.

A disadvantage is that employees are responsible of their project team as well as to hair functional areas. It can create some conflict.

a closed question has fixed choices for answers, open question is a free response question.

Advantages: closed questions are easier to answer and open questions give more variety.

Disadvantages: closed questions limit responses and open questions are hard to analyze due to the variety of answers.

Closed question are questions for example that usually ask you to name one thing so you can't name more that what is asked.

However with open questions you discuss and analyse what you have been given in question and you can even be asked to state your own opinion or do research.

Explanation:

Automated Testing

Automated tests are good to use when the project is large, there are many users of the system or when completing forms.

Advantages

Run tests quickly and effectively

While initial setup of automated test cases may take some time, once you have automated your tests, you are ready to begin. You can reuse the tests, which is good news for those of you who run regressions on constantly changing codes. You will not have to continually complete the same information or remember to run certain tests. Everything is done for you automatically.

It can be profitable

though computerization tools can be expensive in the short term, they save you money in the long term. Not only do they do more than a human can do in a given period of time, but they also find defects faster. This allows your team to react faster, saving you both time and money.

More interesting

Filling out the same forms over and over can be frustrating, and not to mention boring. Test automation solves this problem. The process of configuring test cases requires coding and thinking, which keeps their best technical minds involved and committed to the process.

Disadvantages

Tools can be expensive

Automation tools can be an expensive purchase. As a result, it is important to use only those that provide full coverage or as close to full coverage as you can find.

Tools still take time

While the automation process reduces the time it takes to test everything by hand, automated testing is still a time-consuming process. A considerable amount of time is needed to develop the automated tests and let them run. For example, a large client of ours had problems when his daily execution of automatic tests exceeded the 24-hour mark.

Manual Testing

Manual tests are suitable for smaller projects, as well as for companies without significant financial resources.

Advantages

Short-term cost is lower

Purchasing software computerization tools is expensive. Through physical testing, you won’t have to put the same up-front costs into the software.

More likely to find real user issues

Computerized assessments are just that – automatic. They’re robotic and don’t necessarily act as a real user would. Physical analysis, on the other hand, allows the developing program to be used as it would be upon launch. A little errors that may pop up when a user handles the program in a certain way are more likely to be caught with manual testing.

Manual testing is flexible

As soon as one of those excellent opinions comes to you, something that could change the course of the project, you want to be able to work on it immediately. With automated testing this is difficult. In this case it is necessary that you have to set up test cases, program it into the automated tool, and then run the tests. By the way of manual testing, you can just quickly test and see the results. Programmed assessments take extra time to set up, which doesn’t allow you to test ideas rapidly and straightforwardly.

Disadvantages

Certain tasks are difficult to do manually

Some actions that are difficult to do manually. For example? Low level interface regression test. This type of test is extremely difficult to perform manually and, as a result, is prone to errors and supervision when performed by hand. Automated tests, once configured, are much better equipped to find errors in this type of tests.

Not stimulating

Manual tests can be repetitive and boring: nobody wants to continue filling out the same forms over and over again. As a result, many testers have difficulty staying involved in this process, and errors are more likely to occur.

Manual tests cannot be reused

With automated tests, if you add something to the program, you can rerun all the required tests instantly: the tests are already configured. This is not the case with manual tests. If there is any change in the software, you must run the tests again by hand. This is a valuable wasted time.

There are advantages and disadvantages of automatic and manual tests. While many say that common sense is supposed to guide you in deciding which one to use, common sense will not guide you unless you have all the information. Be sure to take into account your time, your resources and the size of your project, as well as the quality of the automated tools you will use and the knowledge of your test equipment. Once you consider these things, you are more likely to do what is best for you. Always remember that combining both is an option. In fact, combining the two can be optimal to cancel the disadvantages of others and develop the best possible software.

Jesus Loves You, and he's always there waiting for you.

the answer to the question is B

The correct answer is answer B: A closed question has fixed choices for answers, whereas an open question is a free-response question.

Explanation:

Closed questions not always have yes-no responses, they have fixed choices for answers. For example, when someone asks for your gender, you choose between male or female, that's a type of closed question that doesn't contain a yes-no answer.

The advantages and disadvantages of each one depend a lot on the objective or the reason why you are using them.

In general terms, the advantages of the closed ones are: they are easier and quick to answer and check, the consistency of the responses is improved and they are easier to compare between respondents.

The disadvantages we have are: they could not represent the answer that the respondent wants to give, they could be answered indifferently as they don't make the respondent reflect or think an elaborated response.

For the open question, the advantages are: they permit an unlimited number of responses so they could apport richness, the respondents can express what they think about the question and they could help clarify some closed questions.

The open question's disadvantages are: they take more time and effort in being responded, all the answers given may differ between each other and we can lose control in the response's length.

Various types of governments with advantages and disadvantages are given below

Explanation:

1》Monarchy - a royal family

Advantage: stable,controlled,traditional unifying.

Disadvantage: no criteria,expensive etc.

Eg: Jordan and Monaco.

2》Democracy - rule by people

Advantage:protect individual rights,input is taken from many different sources to make government decisions.

Disadvantages: takes time to make decisions and more costly.

Eg:Direct democracy - Switzerland and new England

Indirect democracy: USA, Canada,Japan,India etc.

3》Dictatorship - one person who rules to all.

Advantage: organized and controlled.

Disadvantage: limited individual rights,no opposition,no debate,no press freedom.

Eg:North Korea and Cuba.

Aint no one gonna answer this

Being in a lab is hands on with chemicals but not the real habitat. Working with patients helps you learn about the actual thing and habitat

You get better experience by working on someone. you find facts in the lab

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